For those with years to go
Retirement is decades away. That’s exactly why it’s worth a look now.
You already know starting early pays off with money — compounding does the heavy lifting when you give it time. The life side of retirement works the same way. Identity, friendships, interests, a sense of purpose beyond the job: these take years to build, and a stage that can run twenty years or more is far too big to leave as a someday-thought. There’s no pressure and no countdown — just a clear read on where you stand while you have all the time in the world to act on it.
$79.99 · one time · 12 months of access
Why bother this far out?
Starting early is never the wrong call
You wouldn’t wait until your last working year to start saving. The life you’ll actually live in retirement works the same way — and the PHASE™ assessment gives you a place to begin, decades before it counts.
It may outlast your career
A modern retirement can run twenty, thirty, even forty years — long enough to be a second life, not an epilogue. A stage that big deserves more than a someday-thought squeezed in near the finish line.
The life side compounds too
You already trust compounding with your money — time in the market beats timing it. Identity, friendships, and interests grow the same way: slowly, then all at once. Start the compounding now and later takes care of itself.
You have room to experiment
With years still on the clock, there’s no pressure to have it figured out. You can test what a meaningful week actually feels like — a hobby, a cause, a side pursuit — while the stakes are low and course-corrections are free.
You get a baseline to revisit
Assess now and you have a reference point. As the years close in, you can come back, see what’s shifted, and watch the picture sharpen — instead of starting cold the year you hand in your badge.
The Science
Backed by Decades of Research
Built on findings from the Harvard Study of Adult Development, the Center for Retirement Research at Boston College, the Canadian Longitudinal Study of Aging, and the US National Health Interview Survey. This isn’t self-help. It’s applied research.
Harvard Study of Adult Development↗
Strong relationships are the single greatest predictor of life satisfaction — more than wealth, fame, or career success.
85+ year longitudinal study | Harvard Medical School
Canadian Longitudinal Study of Aging↗
Social participation directly correlates with happiness and well-being in retirement.
Canadian Institutes of Health Research
Boston College Center for Retirement Research↗
Non-financial factors predict retirement satisfaction better than portfolio size or income level.
Boston College
US National Health Interview Survey↗
Retirees who volunteer regularly report significantly greater life satisfaction and live longer.
National Center for Health Statistics
The PHASE™ framework translates these findings into a practical assessment you can take in minutes.
What People Are Saying
Real Insights From Real People
I have been very excited by the multi-dimensional aspects of the PHASE program, and it provided me with real insights especially about their interactions. I’ve shared it with my financial advisor and would recommend it to anyone approaching retirement.
Craig Philip
Professor, Vanderbilt University | Former CEO
I appreciated this straightforward exploration of non-financial factors I’m considering for retirement. The direct, easy-to-use tools helped me set parameters and priorities for my pre-retirement journey.
T. Reese
Pre-Retiree, New Orleans, LA
My financial advisors help me define the actions needed to prepare financially for retirement. PHASE helps me define the actions needed to prepare for my life in retirement.
Micah Wheeler
CPA | Partner
A Fulfilling Retirement Takes More Than a Financial Plan
Planning ahead or already retired? Either way, start here. Fifty questions, about fifteen minutes, all five dimensions — and a personalized report showing exactly where you stand.